The team at Derayah

Words from our CEO

"Our growth is anchored by three strategic pillars: sustaining brokerage leadership through innovative, first-to-market products and value-added services; expanding our asset management business in both private and public markets; and advancing digital wealth management by including pioneering robo-advisory solutions, among other innovations, tailored to a wider range of client needs."

Mohammed AlShammasi

CEO

Board of Directors

Taha A. AlKuwaiz

Chairman

Taha A. AlKuwaiz

Chairman

Taha A. AlKuwaiz

Chairman

Taha A. AlKuwaiz

Chairman

Taha A. AlKuwaiz

Chairman

Taha A. AlKuwaiz

Chairman

Taha A. AlKuwaiz

Chairman

Taha A. AlKuwaiz

Chairman

Taha A. AlKuwaiz

Chairman

Organization Structure

Integrations

Connect with Derayah and empower users to enjoy a seamless investing experience

Powerful tools for advanced trading

Gain real-time market insights, advanced charting features and customizable tools.

Unlock a vast array of over a hundred meticulously curated analytical studies and more than 50 cutting-edge drawing tools with Trading View in Derayah This service offers unparalleled depth in market analysis, encompassing essential trading concepts to elevate your investment strategy.

Unlock a vast array of over a hundred meticulously curated analytical studies and more than 50 cutting-edge drawing tools with Trading View in Derayah This service offers unparalleled depth in market analysis, encompassing essential trading concepts to elevate your investment strategy.

Auto-invest with Derayah Smart

Smart algorithms, data-driven insights, and effortless portfolio management at your fingertips.

Sign up for free

Download the Smart App

What is Derayah Smart?

Derayah Smart

Start your financial journey with personalized strategies to assist reaching your financial goals.

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Robo advisory

Robo advisory

Enjoy hands-off investing that is tailored to your unique financial goals.

Dynamic rebalancing

Adapts to market changes with automated, strategy-aligned adjustments.

Performance tracking

Monitor your portfolio’s growth easily through intuitive tracking features.

Trust and security

Trust and security

Stay secure with a trusted firm accredited by the Capital Market Authority (CMA).

How it works

Start your investment journey with a few simple steps.

Learn more

Step 1

Sign up and set your preferences

Get started in under 3 minutes and complete simple personal information.

Enter your basic information
Create your username and password
Verify your ID easily via digital authentication

Step 2

Choose your investment strategy

Select from Conservative, Balanced, or Aggressive plans tailored to your financial goals.

Complete a few simple questions
Explore and review the suggested strategies
Select and confirm your strategy

Step 3

Fund your account

Deposit funds swiftly and securely using Apple Pay or bank transfer.

Select a payment method to use
Enter the deposit amount you wish to invest
Start investing right away

Step 4

Monitor and manage

Track your investments and adjust your contributions using the app’s dashboard.

Get Started

Select a payment method to use
Enter the deposit amount you wish to invest
Start investing right away

Choose the plan that best suits you

Streamline your financial goals with automated investing.

Conservative

Gentle Growth with Low Risk

return

Equities: 15.0%
Sukuk: 75.0%
Money Market: 9.0%
Cash: 1.0%

Ideal for risk-averse investors seeking stable returns with minimal volatility.

Low risk

2024 returns 6.0%

Balanced

Harmonize Risk and Retrn.

return

Equities: 55.0%
Sukuk: 42.5%
Money Market: 1.5%
Cash: 1.0%

Best for investors seeking a balance of growth and stability at moderate risk levels.

Medium risk

2024 returns 15.3%

Aggressive

Higher Risks for Higher Returns.

return

Equities: 90.0%
Sukuk: 9.0%
Money Market: 0.0%
Cash: 1.0%

Suited for risk-tolerant investors aiming for high returns with substantial volatility.

High risk

2024 returns 23.6%

*Past performance is not indicative of future results and should not be viewed as a guarantee of future returns.

Smart resources to help you invest

The Smart app has in built resources to help you make the best decisions on your investments.

Investment calculator

Estimate your future portfolio value based on your planned deposit and contributions.

Market updates

Stay updated with Derayah’s portfolio performance and expert insights

What is the minimum subscription amount?

The minimum subscription is SAR 500.

How many portfolios can I open on Derayah Smart?

You can open up to five portfolios with different names and strategies, depending on your investment goals.

What are Derayah Smart’s fees?

The annual fee is 0.65%, deducted monthly.

When can I withdraw my money from Derayah Smart?

You can request a withdrawal 5 business days after your last deposit, and it will take 5 to 7 business days for the cash to be returned to your main account in Derayah.

Are Derayah Smart investments Shariah-compliant?

Yes, all current and future investments on Derayah Smart comply with Shariah principles.