Derayah at a glance
About Derayah
Derayah Financial
Derayah is Saudi Arabia’s leading independent digital investment platform, committed to simplifying investments and making wealth creation accessible to every investor.
Vision
To be the most enriching financial institution with the most innovative products and superior service in Saudi Arabia.
Mission
To be the first and most inclusive investment option, by providing accessible and comprehensive investment opportunities that will help our clients achieve their goals.
Our Values
Growth
We continuously evolve to empower investors
Innovation
We challenge the status quo with cutting-edge solutions
Excellence
We uphold the highest standards of service
Intelligence
We make data-driven decisions for smarter investing
Bespoke
We personalize experiences tailored to investors’ needs
Principles that define us at Derayah
Why Derayah?
Empowering your financial future
Access expert advice, exclusive tools, and diverse product options join Derayah today.
Get StartedNo. 1
#1 Independent digital broker in 2024 by Saudi Exchange
15x
15x Growth in client accounts
3rd
Largest Capital Markets Institution (CMI)
100%
A fully online experience
Our Timeline
A growth story underpinned by continuous product and service innovation
2009
Derayah’s establishment as the first brokerage with purpose-built technology in KSA
2012
Launch of Equity Portfolio Management Services
2016
Roll-out of International Brokerage, a first for KSA and Launch of the Freestyle Fund
2019
Derayah Financial won the Most Reliable Brokerage Services Company – Saudi Arabia 2023
2022
Establishment of Digital Bank D360
2025
Derayah launches its IPO
2011
Launch of SAR Trading Finance Fund - Derayah’s first Private Credit Fund
2013
Launch of SAR Trading Finance Fund - Derayah’s first Private Credit Fund
2018
Launch of Full Digital Onboarding in KSA and Listing of Derayah REIT
2020
Launch of Derivative Trading in KSA
2023
Freestyle Fund: Best Performing Public Shariah Fund in KSA
Awards
Derayah has earned multiple awards for delivering top-tier financial solutions.
Most Reliable Brokerage Services Company
Most Reliable Brokerage Services Company
Most Reliable Brokerage Services Company
Most Reliable Brokerage Services Company
Most Reliable Brokerage Services Company
Derayah Financial is a closed joint stock company registered in Riyadh, holding commercial registration no. 1010266977, dated 04/05/1430 AH. Licensed by the Capital Market Authority (CMA) on 06/19/1429 AH (June 23, 2008), Derayah began operations on 07/08/1430 AH (January 6, 2009), with a capital of SAR 499,470,390.
The team at Derayah
Words from our CEO
"Our growth is anchored by three strategic pillars: sustaining brokerage leadership through innovative, first-to-market products and value-added services; expanding our asset management business in both private and public markets; and advancing digital wealth management by including pioneering robo-advisory solutions, among other innovations, tailored to a wider range of client needs."
Mohammed AlShammasi
CEO
Board of Directors
Taha A. AlKuwaiz
Chairman
Taha A. AlKuwaiz
Chairman
Taha A. AlKuwaiz
Chairman
Taha A. AlKuwaiz
Chairman
Taha A. AlKuwaiz
Chairman
Taha A. AlKuwaiz
Chairman
Taha A. AlKuwaiz
Chairman
Taha A. AlKuwaiz
Chairman
Taha A. AlKuwaiz
Chairman
Organization Structure
Integrations
Connect with Derayah and empower users to enjoy a seamless investing experience
Powerful tools for advanced trading
Gain real-time market insights, advanced charting features and customizable tools.
Trading View
Unlock a vast array of over a hundred meticulously curated analytical studies and more than 50 cutting-edge drawing tools with Trading View in Derayah This service offers unparalleled depth in market analysis, encompassing essential trading concepts to elevate your investment strategy.
Learn more
Trading View
Unlock a vast array of over a hundred meticulously curated analytical studies and more than 50 cutting-edge drawing tools with Trading View in Derayah This service offers unparalleled depth in market analysis, encompassing essential trading concepts to elevate your investment strategy.
Learn more
Auto-invest with Derayah Smart
Smart algorithms, data-driven insights, and effortless portfolio management at your fingertips.
Download the Smart App
What is Derayah Smart?
Derayah Smart
Start your financial journey with personalized strategies to assist reaching your financial goals.
Watch video
Robo advisory
Enjoy hands-off investing that is tailored to your unique financial goals.
Dynamic rebalancing
Adapts to market changes with automated, strategy-aligned adjustments.
Performance tracking
Monitor your portfolio’s growth easily through intuitive tracking features.
Trust and security
Stay secure with a trusted firm accredited by the Capital Market Authority (CMA).
How it works
Start your investment journey with a few simple steps.
Learn moreStep 1
Sign up and set your preferences
Get started in under 3 minutes and complete simple personal information.
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Enter your basic information
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Create your username and password
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Verify your ID easily via digital authentication
Step 2
Choose your investment strategy
Select from Conservative, Balanced, or Aggressive plans tailored to your financial goals.
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Complete a few simple questions
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Explore and review the suggested strategies
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Select and confirm your strategy
Step 3
Fund your account
Deposit funds swiftly and securely using Apple Pay or bank transfer.
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Select a payment method to use
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Enter the deposit amount you wish to invest
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Start investing right away
Step 4
Monitor and manage
Track your investments and adjust your contributions using the app’s dashboard.
Get Started-
Select a payment method to use
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Enter the deposit amount you wish to invest
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Start investing right away
Choose the plan that best suits you
Streamline your financial goals with automated investing.
Conservative
Gentle Growth with Low Risk
- Equities: 15.0%
- Sukuk: 75.0%
- Money Market: 9.0%
- Cash: 1.0%
Ideal for risk-averse investors seeking stable returns with minimal volatility.
Low risk
2024 returns 6.0%
Balanced
Harmonize Risk and Retrn.
- Equities: 55.0%
- Sukuk: 42.5%
- Money Market: 1.5%
- Cash: 1.0%
Best for investors seeking a balance of growth and stability at moderate risk levels.
Medium risk
2024 returns 15.3%
Aggressive
Higher Risks for Higher Returns.
- Equities: 90.0%
- Sukuk: 9.0%
- Money Market: 0.0%
- Cash: 1.0%
Suited for risk-tolerant investors aiming for high returns with substantial volatility.
High risk
2024 returns 23.6%
*Past performance is not indicative of future results and should not be viewed as a guarantee of future returns.
Smart resources to help you invest
The Smart app has in built resources to help you make the best decisions on your investments.
Investment calculator
Estimate your future portfolio value based on your planned deposit and contributions.
Market updates
Stay updated with Derayah’s portfolio performance and expert insights
Frequently Asked Questions
You can browse frequently asked questions about this service.
If your question is not available here, You can contact us.
What is the minimum subscription amount?
The minimum subscription is SAR 500.
How many portfolios can I open on Derayah Smart?
You can open up to five portfolios with different names and strategies, depending on your investment goals.
What are Derayah Smart’s fees?
The annual fee is 0.65%, deducted monthly.
When can I withdraw my money from Derayah Smart?
You can request a withdrawal 5 business days after your last deposit, and it will take 5 to 7 business days for the cash to be returned to your main account in Derayah.
Are Derayah Smart investments Shariah-compliant?
Yes, all current and future investments on Derayah Smart comply with Shariah principles.